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| Questions about Identity Theft You Should Not Ignore |
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| Written by Dave Joa |
| Thursday, 24 July 2008 18:55 |
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How Do Thieves Steal My Identity? Your identity can easily be stolen by thieves and criminals who will use many different but often successful methods to steal identities from unsuspecting individuals. Criminals have developed many different methods to steal you ID and we have listed just a few of the most common ways here so that you will be more aware of what they do. Finding and removing personal information from dustbins. Burglars will collect your details from documents when they steal from your home. Taking your mail from your mailbox or letterbox. Stealing ladies handbags and men's wallets while they are not looking or by pick-pocketing. Using a dead person's birth certificate or other of their personal details. Redirecting someone's post to their own address to obtain their personal details. Stealing your credit card details from credit card receipts. Today many identity thieves operate as part of large and organized criminal gangs who deliberately target personal identity information. Unfortunately if your ID does in fact get stolen you may end up in a position where your personal information is used by these gangs in trafficking or even terrorist activities. How Will I Know If Personal Identity Has Been Stolen? There are many ways in which you might find out that your identity has been stolen. If you are lucky when you find out, it will not be too late. Each entry in the list below could be considered an indicator that your identity has been stolen: A new credit card statement that you have never seen before arrives addressed to you. You receive a new bank statement for an account you did not open. Goods you never bought are listed on your credit card statement. You see transactions on your bank statement that should not be there. Your bank or credit card company call you about same strange transactions. So you should always pay careful attention to both your bank and credit card statements and everything your receive through the mail which is a little different from normal. Ignoring the threat and failing to carefully monitor your financial transactions could mean that identify fraud will take place before you know what is happening. The effects of identity fraud can be financially embarrassing and frustrating to resolve. The best advice is to not let it happen in the first place! The best way to find out is to obtain a copy of your credit report on a regular basis from one of the major credit reference agencies. If you monitor your credit report in this way you will get to know about potential criminal activity using your name as soon as possible and put yourself in a strong position to stop fraud. About the Author: Dave Joa provides more information on how to use a Free UK Credit Reports in the UK to Stop ID Fraud at his UK Credit Reports website. Kindly provided by MoneyHunter.org You are welcome to use this article on your own website, if you include the link just before this text. |
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